Chief Risk & Compliance Officer (CRCO)
Mr. Mohamed Joined the bank in June 2014 as Compliance and Credit risk Manager. Two years later, he rose to position of Chief Risk Officer in charge of the Bank Credit Risk and Compliance department.
Prior to joining the bank Kamil worked at the Central Bank of Djibouti in the Department of Banking Supervision and Anti Money Laundering and Terrorism financing since 2012. During this period Kamil was in charge of supervising the Islamic banks portfolio especially approval, derogation, monitoring financial and prudential statements, ensuring compliance with Money Laundering and supervision of Money Service Business as well.
Further, while at the Central Bank, he attended training sessions on compliance risk and banking supervision organized by the Banque de France, IMF, the World Bank, UNODC (United Nations Office on Drugs and Crime), RTI (Research and Training Institute), ACAMS.
Mr. Mohamed is a Djiboutian nationality. He holds a Degree from Sup’ Management Group and double Masters in Audit & Management Control from Diploma de l’Ecole Superieure de management de commerce de commerce et d’Informatique,Fes, Morocco coupled with Master degree in Islamic Finance from Universete de Strasbourg, France.
Chief Operation Officer
Kashif joined East Africa Bank on 3rd August 2014 and is charged with the responsibility of ensuring smooth growth through harmonized process and innovative Shariah compliant banking facilities.
Prior to his appointment as COO Kashif has led Gulf African Bank’s product development and Shariah compliance department, where he successfully refined, developed banking products and implemented a comprehensive system for Shariah audit & compliance.
Kashif started his career in Pakistan with AlBarakaIslamic Bank. He worked in credit operations and administration units; launched consumer financing and managed the initial portfolio of Ijarah(Islamic leasing) financing. He then moved to Gulf African Bank – first fully Shariah compliant bank in Kenya (and in East Africa).
A Pakistani native, he earned B.Ss and M.Sc in economics (and Islamic economics) from International Islamic University Islamabad, Pakistan. He received specialized training from The Institute of Bankers Pakistan,Leasing Association of Pakistan, Centre for Islamic Economics Karachi and Kenya Institute of Management.
Chief Finance Officer
Mr. Ismail Guyo, Joined East Africa Bank (EAB) as Chief Finance Officer on 1st September 2014. Prior to this new appointment he served as General Manager Finance at Agricultural Finance Corporation (AFC), where he was credited in transforming the financial controls and treasury operations of the Government owned corporation from March 2012.
Guyo, holds MBA-Finance from University of Nairobi and a Bachelor of Science Degree in Business Administration from U.S.I.U majoring in Accounting and Finance disciplines. He is a Certified Public Accountant (CPA-K). Additionally, he holds a Diploma in audit from Cooperative College of Kenya, and currently serves a committee member of ‘Thought Leadership & Stakeholder Management work stream’. He has represented Institute of Certified Public Accountants (ICPAK) at various committee levels and is credited for his wealth of contributions on Public Policy and Governance issues in the public sector.
He has an extensive banking experience spanning over 17 years in areas of credit, operations and finance. Previously, Guyo worked for Equity bank, where he led the business performance, budgeting and planning portfolio. Guyo started his career as credit officer in 1997 with K-rep holdings ltd which later spin-out in 1999, bringing on board K-Rep Bank. During the spin-off, he moved to K-Rep bank as an accountant and rose up the ladder to become senior finance manager in 2006. Later, he moved on to become the head of finance at First Community bank, the pioneer Islamic Bank registered in Kenya in 2008. He was credited with establishing the system and designing the chart of account architecture in line with sharia’h compliant financing.