Chief Risk & Compliance Officer

Mr. Mohamed Joined the bank in June 2014 as Compliance and Credit risk Manager. Two years later, he rose to position of Chief Risk Officer in charge of the Bank Credit Risk and Compliance department.
Prior to joining the bank Kamil worked at the Central Bank of Djibouti in the Department of Banking Supervision and Anti Money Laundering and Terrorism financing since 2012. During this period Kamil was in charge of supervising the Islamic banks portfolio especially approval, derogation, monitoring financial and prudential statements, ensuring compliance with Money Laundering and supervision of Money Service Business as well.
Further, while at the Central Bank, he attended training sessions on compliance risk and banking supervision organized by the Banque de France, IMF, the World Bank, UNODC (United Nations Office on Drugs and Crime), RTI (Research and Training Institute), ACAMS.
Mr. Mohamed is a Djiboutian nationality. He holds a Degree from Sup’ Management Group and double Masters in Audit & Management Control from Diploma de l’Ecole Superieure de management de commerce de commerce et d’Informatique,Fes, Morocco coupled with Master degree in Islamic Finance from Universete de Strasbourg, France.


Chief Finance Officer

Mr. Ismail Guyo, Joined East Africa Bank (EAB) as Chief Finance Officer on 1st September 2014. Prior to this new appointment he served as General Manager Finance at Agricultural Finance Corporation (AFC), where he was credited in transforming the financial controls and treasury operations of the Government owned corporation from March 2012.
Guyo, holds MBA-Finance from University of Nairobi and a Bachelor of Science Degree in Business Administration from U.S.I.U majoring in Accounting and Finance disciplines. He is a Certified Public Accountant (CPA-K). Additionally, he holds a Diploma in audit from Cooperative College of Kenya, and currently serves a committee member of ‘Thought Leadership & Stakeholder Management work stream’. He has represented Institute of Certified Public Accountants (ICPAK) at various committee levels and is credited for his wealth of contributions on Public Policy and Governance issues in the public sector.
He has an extensive banking experience spanning over 17 years in areas of credit, operations and finance. Previously, Guyo worked for Equity bank, where he led the business performance, budgeting and planning portfolio. Guyo started his career as credit officer in 1997 with K-rep holdings ltd which later spin-out in 1999, bringing on board K-Rep Bank. During the spin-off, he moved to K-Rep bank as an accountant and rose up the ladder to become senior finance manager in 2006. Later, he moved on to become the head of finance at First Community bank, the pioneer Islamic Bank registered in Kenya in 2008. He was credited with establishing the system and designing the chart of account architecture in line with sharia’h compliant financing.


Deputy Chief Executive Officer & Director of Trade Services

Saad Moussa Djama is a professional banker with extensive working experience of 26 years related to all major functions across the bank. Mr. Saad joined the bank from BCIMR (ex-subsidiary of BNP Paribas and actual BRED Banque Populaire), the largest local bank in the country. Whilst at BCIMR, he managed various important departments within BCIMR including Trade Services, Operations, Treasury, Credit Administration, Cards and retail / SME / Corporate. He also led the team in the opening of Reps office in Somaliland, where he served for 5 years.
He joined East Africa Bank in December 2014, since then he played vital roles as internal auditor and Director of Trade Services, until he was promoted to Deputy Chief Executive Officer, in April 2019, while still handling portfolio of trade services.
Mr. Saad attended several professional courses and seminars within and outside the country as a staff at trade service department.