Structures of the banking facilities and operations are guided by an independent Sharia’a Supervisory Board to ensure compliance with the principles and laws of Sharia’a.


Mr. Diale is the founder of the Dahabshiil Group and its associated businesses. Dahabshiil Group is one of the largest privately owned companies in the Horn of Africa, with extensive interests in Africa, the Middle East, Europe and North America. Having started from humble beginnings in Somalia in 1970, Mr. Diale has built a huge business conglomerate across many sectors including financial services, trading, construction, telecommunications and energy. With a vision to establish a world-class enterprise and a deep commitment to ethical business practices, Mr. Diale has demonstrated, exceptional entrepreneurial acumen to identify business opportunities and develop them into viable and successful enterprises. A philanthropist and a social leader, Mr. Diale supports a wide variety of social, developmental and humanitarian causes and projects.


Mr. Awl is an accomplished international banker with extensive industry experience in North America, Africa, Asia and the Middle East who spearheaded the establishment of EAB. He has served in a variety of leadership positions with commercial, investment and development banks as well as consulting firms including the Islamic Development Bank and African Development Bank. At IDB, he was instrumental in the development and launching of Islamic products that expanded the bank’s financing operations. At ADB, he established and managed a private-sector fund, which financed investment throughout the continent. Mr. Awl’s directorships have included the Harrington Institute, Dahabshiil Financial Services, African Export-Import Bank, PTA Bank, Africa Project Development Facility, African Management Services Company, SIFIDA Investment Company, and South Africa Infrastructure Fund. He is very active in civil society programs and sits on the Board of a number of local and international NGOs. A graduate of the Harvard Business School Executive Development Program, Awl holds an MBA from Miami University (Ohio), a BS from State University of New York’s School of Management (Binghamton) and a banking diploma from the British Institute of Bankers.


Mr. Duale is a prominent business executive with extensive experience in money transfer operations, banking and finance in Africa, the Middle East, Europe and North America. He is a successful businessman with a reputation as a successful entrepreneur. A second- generation business leader, Mr. Duale took over the Dahabshiil Group in 2007 as a Group CEO and led a successful business transformation that involved aggressive expansion into the key strategic sectors of banking and telecommunications. The result has been a phenomenal growth in market share, strong corporate culture and sharp growth in profitability. AbdirashidDuale is a regular keynote speaker at international conferences, where he advocates financial inclusion in developing countries and the vital importance of remittance flows to the global development agenda. He has been featured in local and international media including The Financial Times, the BBC, Al Jazeera, The New York Times, The Economist and The Guardian.


Mr. Hussain is a banker and businessman with four decades of extensive experience with banks and financial institutions in Saudi Arabia. He held senior positions with Citibank/Saudi American Bank, United Saudi Commercial Bank, Dallah Al-Baraka Investment Group, Bank Al-Saudi Al-Fransi – BSF (Affiliate of Credit Agricole Group), Gulf International Bank- Saudi Arabia, Kirnaf Financing and Investment Co. Saudi Arabia. His roles covered all aspects of bank finance and operations including credit and financing, financial institutions relationships, administration, treasury operations, and branches network management. Mr. Hussain was a permanent member in a number of Central Bank committees including the Saudi Arabian Monetary Agency’s Operations and Treasury Operations Committees, Saudi Arabian Riyal Interbank Express Committee, and the Compliance and Anti-Money Laundry Committee. He holds a Certificate in Anti-Money Laundering and Compliance from the University of Reading and International Capital Markets Association.


Mr. Mohamed is a key player in promoting Islamic finance in East Africa specializing in debt capital markets, corporate finance, equity capital raising and restructuring. He advises a number of government financial authorities and commercial banks in the region including the central banks of Kenya and Uganda, Nairobi Stock Exchange, and Equity Bank, Chase Bank, National Bank of Kenya, ABC Bank, and Takaful Insurance of Africa. Previously, Mohamed worked with QInvest in Qatar, BNP Paribas UK, ING Bank UK and Citigroup UK. Mr. Mohamed also devotes time to media commitments as a regular columnist for KIM magazine and Kenyan newspapers. In addition to an MBA in Islamic Finance, he has completed a number of programmes and certifications including Harvard Business School’s Agribusiness Executive Education program, HEC Paris’ EMBA Leadership program, Certified Sharia Auditor and Advisor (Accounting and Auditing Organization of Islamic Financial Institutions in Bahrain), Certified Islamic Finance Expert, Certified Islamic Banker, and Certified Takaful Professional with Academy for International Modern Studies (UK).